The Australian Government introduced the Consumer Data Right (CDR) to give consumers greater control over their data.
Consumers have the right to share their data about them and their use of services with accredited third parties.
Their data is held by the organisation providing the service.
Part of this right requires the creation of common data standards.
Current sectors
The Consumer Data Right is currently operational in the Banking and Energy sectors.
Data Standards
The Data Standards for the Consumer Data Right (Consumer Data Standards) allow the Accredited Data Recipient and the Data Holder to exchange the consumer’s data safely using information security best practice.
The Data Standards make sure Data Holders provide data in a consistent form that Accredited Data Recipients can use.
Technical standards
The Data Standards include technical standards, which specify REST APIs, data schemas and security measures.
These standards are used and implemented by participating Data Holders and Accredited Data Recipients.
For technical information, visit Standards
Consumer Experience standards
The Data Standards include Consumer Experience (CX) standards, which specify requirements for consumer-facing content and interactions, like data language, authentication and accessibility.
For consumer experience specifications, visit the Standards
Consumer Experience guidelines
The Consumer Experience (CX) guidelines supports the standards with examples on how to implement key requirements and recommendations.
The Rules require CDR participants to have regard for the CX Guidelines.
For open-source assets, prototypes and compliance support, visit the CX guidelines
Binding data standards
Competition and Consumer (Consumer Data Right) Data Standards (No. 1) 2023
The Data Standards Chair executed Competition and Consumer (Consumer Data Right) Data Standards (No. 1) 2023 on 23 February 2023. It was published on 27 February 2023 and commenced on 28 February 2023.
Update: executed versions uploaded 27 February 2023
Consultations
For a summary of Decision Proposal consultations in the last 18 months, see the CDR Support Portal Consultations page. For full details, see the Consumer Data Standards standards repository.